Personal Pension

Taking a right step forward to make a stride towards a better future

There’s no retirement plan at work? You’re self-employed or own a small business? Or just looking for a place to bring your pensions together? Our personal pension solution could be a good fit for you.

Join the 95% of happy clients and experience the difference today!

Common questions about
personal pensions

Find out more about personal pension with our frequently asked questions.

Is a personal pension right for me?
A pension is a good way of building up a pot of money to live on in retirement, when you may no longer have the energy to thrill and grill and perfect for you.;

  • You are self-employed or there’s no retirement plan at work.
  • You need flexibility.
  • You are looking to consolidate your pension pot.
    • How much can I save into a personal pension?
    The amount of money you need to save into your personal pension account, depends on several factors, including your income and the stage you are in, your retirement goals, and the lifestyle you aspire to maintain in retirement.

    Having said that, you should aim to to replace around 80% of your pre-retirement income.

    I have several pensions can I put them into a single pot?
    Yes, you can combine your pension plans into a single pot. In fact, consolidating your plans puts you in charge and simplifies your retirement savings.
    Do I have to pay in money regularly?
    It’s vital to save for the long-term future, so while everyday life priorities may easily snatch your attention, it's a good idea to do so by either;

    • Set up regular payments.
    • Pay in one-off lump sums.
    • Start, stop or change your regular payments when it’s suitable.
    How do I know how much I have contributed to my plan?
    By staying engaged with your retirement savings you are able to know where you are with your contributions and if there is gap make catch-up contributions to boost your savings further.

    We will send you period statements reflecting all current and historical contributions as well as interest income earned from these contributions.

    Making investing now for the
    long-term future easy

    Start, change, stop regular payments whenever it suits you
    Transfer eligible pension pots together into one retirement plan.
    Consolidate your retirement savings into a single, easy-to-manage account.
    Add additional lump sum payments anytime

    Ready to take the next step?

    Let's connect and explore how we can secure your future and protect what matters most.
     

    Retirement planning is an investment in your future self. Treat it with the same diligence and care you would give to any other valuable asset, and watch as your efforts compound into a fulfilling and enjoyable retirement.